2021年，房地产市场调控的主基调仍将是“房不炒”。在这个大方向下，从中央到地方，各级政府纷纷出台相关政策法规，规范房地产市场，引导房地产市场健康稳定发展。
凤凰网对房地产进行年中盘点，通过住房和住房、土地新政策、房贷利率和税率新规、绿色建筑、人才新政策、城市规划、保障性住房建设、招生教育、房地产相关企业管理规定等。 10 对此，我带大家回顾一下2020年中央、各省市出台的影响你生活和购房的规章制度。
一、住房不炒
人大：坚持住，不炒作
3月5日，十三届全国人民代表大会第四次会议开幕会议在人民大会堂举行。关于2021年房地产工作部署，李克强总理在工作报告中指出，要保障群众住房需求，住房要以住的定位，不炒作，稳地价、稳房价、稳期望。解决大城市突出住房问题，增加保障性租赁住房和共享产权住房供应，规范长租市场发展，减轻租赁住房税费负担，努力增加土地供应，安排专项资金，集中建设。帮助新市民、年轻人等缓解住房困难。
政府工作报告为楼市定调：房不炒，增加供应，解决住房问题
2021年政府工作报告指出，房地产领域的重点工作要保障群众住房需求。坚持“房子是用来住的，不是用来炒的”定位，“稳地价、稳房价、稳预期”。 ”。解决大城市突出住房问题，增加保障性租赁住房和共有产权住房供应，规范发展长租市场，通过增加土地供应、安排专项资金、注重建设。尽最大努力帮助新公民、年轻人等缓解住房困难。
财政部：“十四五”期间积极稳妥推进房地产税立法改革
在4月7日的国务院新闻办新闻发布会上，财政部税务司司长王建凡在回答记者提问时谈到下一步要完善直接税制，逐步提高直接税比重。税收立法和改革”。
二、土地政策
农业农村部：严禁城市居民利用农村宅基地建设别墅、私人会所等
2月22日，国务院新闻办公室召开关于全面推进乡村振兴加快推进农业农村现代化的新闻发布会，帮助大家更好地了解《中共中央国务院关于全面推进乡村振兴加快推进农业农村现代化”。其中，农业农村部党组成员、中央农业办秘书局局长吴洪耀在会上表示，严禁城里人下乡使用农村宅基地。盖别墅和私人会堂，不能以各种名义强迫农民离开家园。基地，并迫使农民“上楼”，以确保改革始终朝着正确的方向发展。
河北省：试点期满后第二轮土地承包再延长30年
日前，河北省人民政府办公厅印发《关于深化全省农村土地制度改革完善农村承包地管理的实施意见》，提出强化农村土地承包经营基本地位。家庭承包经营，保持稳定、长期的农村土地承包关系。第二轮土地承包合同期满后将再延长30年，倡导“增人不增地、减人不减地”，不扰乱和重新分配承包地，建立健全自愿依法实行土地承包权有偿流转机制，让农民吃上长效“定心丸”。
《意见》指出，维护承包经营合同和证书的法律效力和合法权威，保护农民对承包土地的占用、使用、转让、收益以及抵押、担保经营的权利。土地承包权，任何组织和个人都不应剥夺或者非法限制农民的土地承包权。
河北省国土空间规划公开征求意见
河北省于2019年启动了《河北省国土空间规划（2021-2035年）》。根据《规划》，河北省未来15年的总体定位是：国家现代商贸物流基地、产业转型升级试验区、新型城镇化和城乡统筹示范区、京津冀生态环境支撑区。展望未来15年，河北省将贯彻落实京津冀“一核两市三轴四区多点”协同发展格局要求，构建“ “两圈、两翼、三带四区、多点支撑、南北生态”。全省国土空间总体格局。
石家庄房屋征收补偿操作指引：补偿方案有所调整
6月22日，石家庄市住房和城乡建设局近日发布《石家庄市国有土地上房屋征收补偿操作指南（征求意见稿）》征求意见通知)”。通知显示，对于被认定为危房集中、基础设施落后的老城区改造项目，区政府要征求区内居民改造意愿，居民支持改造率达到90%以上的项目可以申请房屋征收计划。
石家庄规范土地市场秩序，具体政策推迟到2026年
6月24日，从石家庄市人民政府网站获悉，石家庄市政府就《石家庄市人民政府关于进一步规范土地市场秩序的意见》（石正发[2016]21号）。
通知显示，根据《河北省规范性文件管理办法》（河北省人民政府令[2020]2号），《石家庄市人民政府关于进一步规范《土地市场秩序》（市政发[2016]21号）有效期延长至2026年6月7日。
河北等7省市土地出让金由税务部门代收
6月4日，财政部发布《关于转让国有土地使用权、矿产资源专项收入、海域使用费、无人居住等四项非税政府收入的有关问题》海岛使用费向税务机关征收《通知》。选择河北、内蒙古、上海、浙江、安徽、青岛、云南等省（自治区、直辖市、计划单列市）实施以省（区、市）为单位开展征收管理职责转移试点，探索完善征收程序和职责分工等，为全面推进移交工作积累经验。
自2021年7月1日起，选择在河北、内蒙古、上海、浙江、安徽、青岛、云南等省（自治区、直辖市、计划单列市）开展征管责任规划）以省（区、市）为基础向试点转移，探索完善收付流程、职责分工等，为全面推进转移工作积累经验。尚未开展征管划转试点的地区要积极做好四项政府非税收入征管工作准备工作，自2022年1月1日起全面实施征管划转工作。
河北：四种情况不批准征地开发规划
河北省自然资源厅印发的《河北省征地开发实施细则（试行）》明确，有下列四种情形之一的，不予批准征地开发规划：一、该征地开发规划不予批准永久使用。基本农田；二是2009年以来（不含审批年份）市县平均土地供应率低于65%；三是各类开发区和城市新区土地利用效率低；四、获批 年度实施方案连续两年征地开发未完成。
石家庄2021年住宅用地供应计划公布
2021年石家庄市辖区计划供应住宅用地477.24公顷（7158.6亩），其中384.05公顷（5760.75亩）（384.05公顷商品住宅用地，0公顷共有产权住宅用地），46.53公顷租赁住宅用地（15.88公顷可负担租赁住宅土地，市场化出租住宅用地30.64公顷），其他住宅用地46.67公顷。
河北省：保障重大项目用地，严明征地范围
河北省自然资源厅发布关于近期批准建设用地的通知。内容显示，在规划过渡期，各类建设项目的选址应符合土地利用总体规划和城乡规划，并纳入已编制并报送审查的全国国土空间规划。要求新增城市建设用地原则上应位于已报批的城市发展范围内；积极保护重大项目用地。 2021年各市新增建设用地规划50%提前使用新规划指标；优先保障京津冀协同发展、省市重点项目，巩固和扩大脱贫攻坚和乡村振兴成果。严格界定征地范围。
三、新人才政策
石家庄人才补贴升级
3月3日，石家庄市召开新闻发布会，解读发布石家庄市近日印发的《关于建设高素质人才强市的实施意见》（以下简称《实施意见》）。根据《实施意见》，石家庄市将采取提升人才绿卡、加强金融支持和住房、项目落地支持等一系列措施。
提高博士生租房补贴标准。对引进的博士研究生，自来我市工作之日起5年内，每月房租补贴由2000元提高到3000元，首套购房一次性住房补贴对市区内自用商品房给予15万元至30万元。
完善住房公积金贷款政策。对引进的高层次人才使用市住房公积金贷款购买全市首套自用商品房，在政策范围内给予最大优惠，持有石家庄人才的人才绿卡A卡、B卡有效期内均可使用市住房公积金贷款。购买全市首套自用商品房，最高贷款额度为120万元。
藁城区出台多项人才新政，提升人才待遇
藁城区整合区内66家信誉好、素质高、社会责任感强的第三方服务商，成立“人才绿卡服务联盟”，为绿卡人才提供服装方面的专属服务、食、住、行、用。优惠服务，投资70万余元建设人才俱乐部，集绿卡办理、住房补贴受理、政务服务、搭建交流平台、开展商务洽谈、人才信息发布、人才休闲娱乐为一体。人才可以在这里一站式享受。服务。未来预计新建人才公寓123套。
石家庄中央商务区扶持政策！入驻年度最高奖励1000万！
石家庄商务中心区建设指挥部办公室通过了《支持石家庄商务中心区建设和重点产业发展办法》（以下简称《办法》），明确了石家庄市建设要求中央商务区和重点产业发展。支持方法。 《办法》明确中央商务区金融资金保障，支持优化中央商务区楼宇预售和销售管理，加快实施基础设施建设，聚焦金融等六大重点行业产业和总部经济，从企业入驻、租赁（采购））为办公场地和运营提供资金支持。
四、城市规划
石家庄公布“十四五”规划纲要
石家庄发布了《石家庄市国民经济和社会发展第十四个五年规划和2035年远景规划纲要》。主要明确城市发展战略，明确政府工作重点，激发市场主体活力。它是经济社会发展的宏伟蓝图，是全市人民共同的行动纲领，是政府履行职责的重要依据。规划期为2021年至2025年，展望2035年。规划从经济发展、交通、民生、主城区、新三区等方面对石家庄未来五年的发展进行了规划，和正定建设。
石家庄市建筑风貌控制管理新规出台47条
石家庄市人民政府网站发布了《关于实施石家庄市建筑风貌控制管理技术导则的通知》。 《通知》主要提出了主城区建筑的具体管控措施，重点从天际线与建筑高度管控、街道空间与建筑界面管控、建筑色彩管控、建筑单体管控、正面建筑环境管控五个方面。
住建部：全县新建住宅楼不得超过18层
住房和城乡建设部就《关于加强县域城镇绿色低碳建设的通知（征求意见稿）》公开征求意见。意见中提到，要限制全县住宅楼的高度。全县住宅建筑高度应与消防救援能力相匹配。全县新建住宅以6层为主，6层及以下住宅比例不低于75%。县城新建住宅楼最高不超过18层。确需建设18层以上住宅的，应严格、充分论证，加强消防应急及市政配套设施建设。
国家农村发展局：不要违背农民意愿强行上楼
6日，国家乡村振兴局副局长洪天云在新闻发布会上表示，今年是乡村振兴建设全面启动的开局之年。乡村规划是乡村建设的施工图。 明确村庄布局和分类，积极有序推进编制多规合一的实用村庄规划，实现有条件、有需要的村庄规划全覆盖。一定要注意立足现有基础和实际情况，保留乡村特色，不搞大拆大建。
河北省新房配套同步建设开展城市住宅小区建设补短板
日前，省住房和城乡建设厅等13部门联合印发《关于开展城市居住小区建设补短板行动的实施意见》（以下简称为《实施意见》）。 《实施意见》明确提出，到2021年底，社区智慧安防设施和系统建成率达到100%；到2023年，60%的现有住宅小区基本弥补设施短板；到2025年，现有住宅小区基本弥补设施短板，同步新建住宅小区 各类配套设施齐备，城镇住宅小区环境明显改善，全市住宅小区覆盖率达到2000万。地级及以上水平明显提升。
长安区2021年工作报告：完成89个老旧小区，新建6条道路
长安区2021年政府工作报告正式公布。报告回顾了长安区“十三五”工作，对“十四五”工作进行了部署。主要工作方向如下：）突出产业带动，促进产业布局优化升级；加强现代商贸；突出科技引领，推动深化改革创新突破；突出统筹协调，促进城乡建设协调发展。突出绿色发展，推动生态环境持续优化。
石家庄TOD试点项目通过审核
近日，全球环境基金（GEF）资助的第一个子项目“石家庄市级公交导向型城市发展（TOD）战略制定与实施及项目管理支持”城市综合治理试点工程，召开中期成果评审会。与会专家经过讨论，一致同意通过项目阶段任务成果评价。
国家发改委：允许出租房屋常住居民落户公户
国家发改委近日印发《2021年新型城镇化和城乡融合发展重点工作任务》，有序放宽城镇居民点限制。各类城市要根据资源环境承载能力和经济社会发展的实际需要，合理确定落户条件，坚持存量优先原则，促进农业转移就业人口和在城市生活5年以上并随家人迁徙，以及在城镇有稳定就业生活的新生。农民工、上学的农村学生、参军进城的等重点群体可以轻松落户。市区常住人口300万以下的城市实施全面取消落户限制政策，实施积分落户政策的城市确保缴纳社保年限和居住年限是主要的比例。城市落户政策应平等对待租房者和购房者，允许租房者常住居民以公账方式落户。
国家发改委：严格限制500米以上超高层建筑的建设
《2021年新型城镇化和城乡融合发展重点任务》近日印发，落实适用、经济、绿色、美丽的新时代建设政策，严格限制500米以上超高层建筑的建设，严禁建造“丑楼”。
石家庄发布商业服务业库存调整用地细则
石家庄市人民政府印发《2021年推进商业服务业用地资产去库存调整实施细则》。 ，盘活城市现有土地，加快城市开发建设；对目前商业服务业设施规划用地大、商业设施不足的地区，通过去库存工作，加快区域商业服务业设施建设，完善区域配套设施。
正定新区：加强教育、医疗和综合体建设
4月14日，石家庄市召开正定县（正定新区）发展建设领导小组第二十一次会议暨中国正定新区推进工作领导小组第八次会议（河北）保税区。要统筹推进功能载体建设。要加强公共基础设施建设，补齐教育、医疗、卫生、养老等方面的短板，构建多层次、全覆盖、高质量的民生服务保障体系。加快商业综合体建设。
石家庄发布2021年43项工作重点
石家庄市人民政府印发《关于印发石家庄市人民政府2021年工作要点的通知》。 （以下简称“通知”）。高质量完成城市土地空间总体规划；加快石雄、石横-沧港城际铁路建设；全力推进地铁项目建设；大力推进中央商务区项目建设；坚持“有房，不炒”的定位；剩下的问题；完成老旧小区改造任务645项；高效盘活利用停产搬迁企业闲置土地。
石家庄市政府与中国交建、中国中铁签署战略合作协议
6月7日下午石家庄最新房产政策，市委书记张超超与中国交通建设集团有限公司党委书记、董事长王同舟及双方进行工作座谈就深化战略合作关系、推进项目实施进行了深入交流。 6月9日，市政府与中国中铁集团有限公司在亚太酒店签署战略合作框架协议，标志着双方合作进入新阶段。市委副书记、市长马玉军，中国铁路总公司总裁陈文建出席签约仪式。
高新区招商措施，招商奖励最高1000万
近期，高新区实施“高技术招商在行动”系列举措，出台高标准行动计划，开展多种形式的行业定向招商，提升客户服务项目服务水平以高质量，大力开展招商引资激励。如果推荐区内现有企业石家庄最新房产政策，新建项目技术水平领先，符合高新区产业发展方向，投资规模5000万元以上，投资完成区内开工一年后，对推荐企业给予项目固定资产投资5%的奖励，最高1000万元，鼓励企业积极参与，大力推荐优质项目，实现共同发展与高新区。
石家庄推动传统商业综合体转型
6月23日，政府印发《石家庄市文化和旅游消费试点工作方案》，从规划、土地、资金、金融、交通等方面加强对文化和旅游消费的支持，包括启动打造多合一旅游品牌，打造一批精品旅游区，建设一批重点旅游项目，催生一批新兴旅游业态。培育旅游民宿；推动传统商业综合体向文化、体育、商旅等综合体转型升级。
五、房企管理
三部委发文：防止商业贷款非法流入房地产业
3月26日，银保监会办公厅、住房和城乡建设部办公厅、人民银行办公厅印发关于禁止经营性贷款的通知从非法流入房地产领域。要求各部门加强借款人资格审核，加强信贷需求审核，加强贷款期限管理，加强贷款抵押品管理，加强贷后管理，加强银行内部管理，加强中介机构管理。
严格落实失信“黑名单”措施，河北省严查违法违规建设项目
近日，省住房和城乡建设厅、发展改革委、自然资源厅等7部门联合印发《关于建立违法违规行为日常监督长效机制的若干意见》完善违法建设第一时间发现机制，健全社会监督和群众举报第一时间响应机制，强化违法建设第一时间停止机制，明确加大违法违规处罚力度加大失信惩戒力度，从严追究党纪政纪责任。
六、绿色建筑：
石家庄市住建局：90%以上新建绿色建筑
4月13日，印发《2021年全市建筑节能、绿色建筑和装配式建筑工作方案》的通知发布。工作目标是新建城市绿色建筑占新建面积比例达到90%以上，新建被动式超低能耗建筑面积超过20万平方米，新建装配式建筑面积占新城建设面积的25%以上。 .
石家庄促进被动式超低能耗建筑发展的8条措施
Recently, the Shijiazhuang Municipal People's Government Office issued a notice on "Several Measures to Support the Development of Passive Ultra-Low Energy Consumption Building Industry". The notice mentioned that the city's passive ultra-low energy consumption building industry will develop at a high speed and high quality through eight major measures, including large-scale promotion, guaranteeing land supply, formulating incentive policies, improving industrial chains, innovating financial services, strengthening scientific and technological support, and training talents.
A number of real estate industry carbon emission standards are expected to be introduced this year
Recently, Ni Jiangbo, a first-level inspector of the Standard and Quota Division of the Ministry of Housing and Urban-Rural Development, said at the "2021 China Real Estate Industry Carbon Peak Development Summit Forum" that under the background of carbon peak and carbon neutrality, real estate companies are green Designers and implementers of life, green work, and green production methods should shoulder the great responsibility of creating simple, moderate, green and low-carbon methods. The forum simultaneously released the "China Real Estate Enterprise Carbon Emission Research Report 2021", which summarized the characteristics and current situation of real estate enterprises' carbon emissions, and put forward suggestions for accelerating the formulation of real estate enterprises' carbon emission accounting standards.
Before the delivery of Hebei real estate projects, green construction effect evaluation and testing should be carried out
The Ministry of Housing and Urban-Rural Development issued the "Technical Guidelines for Green Construction (Trial)" (referred to as the "Guidelines"). In order to promote the application of the "Guidelines" and further promote the development of green buildings in Hebei, the Provincial Department of Housing and Urban-Rural Development has recently forwarded the "Guidelines" to the relevant departments of various cities, and requires all localities to clarify the goals of green construction work and do a good job in green construction projects. Strengthen the control of the source of engineering design, promote green construction methods, and strictly perform industry supervision duties.
七、Affordable housing
Shijiazhuang urban affordable housing application conditions are relaxed
Shijiazhuang Municipal Bureau of Housing and Urban-rural Development issued a new policy and issued a notice on further regulating the work related to public rental housing, optimizing and adjusting housing security work, relaxing some application conditions, and further simplifying the application process, canceling the permanent residence registration for one year. Or, hold a residence permit for at least 6 months.
Hebei Province guarantees housing security for low-income groups in rural areas
The Provincial Department of Housing and Urban-Rural Development, the Provincial Department of Finance, and the Provincial Department of Civil Affairs jointly issued the "Implementation Plan on Doing a Good Job in Housing Security for Key Objects such as Rural Low-income Groups". It is clear that during the "14th Five-Year Plan" period, our province will Continue to implement the reconstruction of dilapidated houses in rural areas and the seismic reconstruction of rural houses in areas with high earthquake intensity, consolidate and expand the results of poverty alleviation and ensure housing safety, establish and improve a long-term mechanism for dynamic monitoring of rural housing safety, and timely detect and renovate dynamically newly added dilapidated houses. Realize 100% housing security rate for key objects such as low-income groups in rural areas, and all peasant households live in dilapidated houses.
Shijiazhuang issued a method for the use of special funds for housing rental, with a maximum subsidy of 1500 yuan/㎡
The Shijiazhuang Municipal Bureau of Housing and Urban-Rural Development issued a notice on the issuance of the "Administrative Measures for the Use of Special Funds for the Development of Shijiazhuang City's Pilot Project for Supporting the Housing Rental Market (Trial)". The notice stated that the scope of support of the special funds includes seven categories: building new rental housing; rebuilding rental housing; revitalizing rental housing; building a housing rental management service platform; cultivating housing rental companies; Other expenses related to rental housing development. The funds can support the construction of rental housing projects through construction cost subsidies, project capital injection or loan discounts, etc., with a maximum of 1,500 yuan/square meter.
Affordable policy for affordable rental housing
Premier Li Keqiang said at the June 18 executive meeting of the State Council, "We must speed up the development of affordable rental housing to better ensure the basic housing needs of these groups." The meeting determined that large cities with net population inflows can use the The construction of collectively-owned construction land and the self-owned land of enterprises and institutions shall be used to construct affordable rental housing, and it is allowed to convert idle and inefficiently utilized commercial office buildings and factories into affordable rental housing. From October 1st, housing leasing enterprises will apply the simple tax calculation method to individuals renting houses, and pay value-added tax at a rate of 5% minus 1.5%; Residential leasing enterprises renting houses shall be levied real estate tax at a reduced rate of 4%.
八、Education related:
Primary schools strictly enforce exemption from entrance exams, and kindergartens are not allowed to set up pre-school classes!
A few days ago, the Ministry of Education issued the "Guiding Opinions on Vigorously Promoting the Scientific Linkage between Kindergartens and Primary Schools". The document clearly stated that primary schools strictly implement exemption from examinations for admission to the nearest school, and kindergartens shall not teach primary school curriculum content in advance, and shall not set up pre-school classes!
The "Guiding Opinions" emphasizes that primary schools strictly implement exam-free admission to the nearest school, and it is strictly forbidden to use various examinations, competitions, training results or certificates as the basis for admissions, and insist on teaching according to the curriculum standards. Where kindergartens meet the needs, primary schools shall not hold preschool classes.
School district adjustment in the main urban area of Shijiazhuang City, adding 12 pilot school districts and 58 schools
The Shijiazhuang Education Bureau has adjusted some of the original school districts and added a batch of pilot school districts and schools. This year, a total of 12 new pilot school districts and 58 new schools have been added, and 16 school districts have been adjusted. After the adjustment, there are 56 pilot school districts and 179 schools in the main urban area.
2021 Shijiazhuang City Main District Compulsory Education "Enrollment Map" Announced
On June 24, in accordance with the requirements of the Ministry of Education and the Provincial Department of Education's "Comprehensive Implementation of the Regulations on Enrolling Nearby Enrollment for Compulsory Education Exemption from Examination", the education bureaus in the main urban area reasonably delineated the enrollment scope of public compulsory education schools and announced them.
九、People's livelihood related
China's population exceeds 1.4 billion in the seventh census
The results of the seventh national population census showed that at 0:00 on November 1, 2020, the resident population of 31 provinces, autonomous regions, and municipalities directly under the Central Government (hereinafter referred to as provinces) in mainland my country totaled 1,411.78 million, which is comparable to the 2010 (the sixth national population Compared with the 1,339.72 million people in the census data, the same below), an increase of 72.06 million people, an increase of 5.38%, an average annual growth rate of 0.53%, an increase over the average annual growth rate from 2000 to 2010 rate 0.57% down0.04 percentage points. Data show that my country's population has continued to maintain a low-speed growth trend for 10 years. According to the seventh census, Hebei has a population of 74,610,235 people. Compared with 2010, the proportion of the population decreased by 0.08%.
Three-child birth policy is coming
The Political Bureau of the Central Committee of the Communist Party of China held a meeting on May 31. The meeting pointed out that further optimizing the fertility policy, implementing the policy that a couple can have three children and supporting measures will help improve my country's population structure and implement an active response to population aging. National strategy and maintaining the advantage of my country's human resource endowment. At the same time, it is proposed to strengthen the support for related supporting systems such as marriage, childbirth, parenting, education, taxation, and housing.
Hebei Province's Measures for the Supervision of Property Services in Urban Residential Quarters will be implemented on May 1
On the morning of April 24, the Provincial Department of Housing and Urban-Rural Development organized a press conference, and the heads of relevant departments interpreted the "Hebei Province Urban Residential Community Property Service Supervision Measures". The "Measures" pointed out that after the comprehensive renovation of the old community, the relevant departments of the local people's government, sub-district offices (township and town people's governments), and residents' committees should guide and assist community owners to set up owners' meetings and owners' committees. If necessary, select a property service company. Owners or owners' committees may sign a property service contract with a property service enterprise by referring to the "Model Text of Property Service Contract". The "Measures" also clarified that if a property service enterprise violates the contract, it shall be liable for breach of contract in accordance with the law.
十、Mortgage related
LPR remained unchanged for 14 consecutive months
The People's Bank of China authorized the National Interbank Funding Center to announce that the loan market quoted interest rate (LPR) on June 21, 2021 is: 1-year LPR is 3.85%, and LPR for more than 5 years is < @4.65%. The above LPR is valid until the next LPR is issued. So far, the 5-year LPR has remained unchanged for 14 consecutive months.
The central bank: Raise the foreign exchange deposit reserve ratio of financial institutions by 2 percentage points
People's Bank of China: In order to strengthen the management of foreign exchange liquidity of financial institutions, the People's Bank of China has decided to increase the foreign exchange deposit reserve ratio of financial institutions by 2 percentage points from June 15, 2021, that is, the foreign exchange deposit reserve ratio will be increased from the current 5% to 7%.
After this increase, the deposit reserve ratio of my country's large financial institutions will reach a historical high of 19%, and the deposit reserve ratio of small and medium-sized financial institutions will also be as high as 15.5%. It is roughly estimated that after this increase, the central bank can freeze about 350 billion yuan of liquidity in the banking system at one time.
The interest rate of many banks raised the latest mortgage interest rate of 9 banks in Shijiazhuang
Fenghuang.com Real Estate learned from the four major banks of ICBC, China Construction Bank, Agricultural Bank of China and Bank of China that for LPRs with a maturity of more than 5 years, the four major banks have raised the benchmark interest rate 4.65%. Among them, China Construction Bank's first home mortgage interest rate increased by 54 basis points, and the mortgage interest rate was 5.19%, and the second home mortgage rate increased by 74 basis points, and the mortgage interest rate was 5.39%.
Shijiazhuang 2021 housing provident fund payment base has been adjusted
On June 25, the Shijiazhuang Housing Provident Fund Management Center issued a notice on the adjustment of the housing provident fund payment base in 2021. The document shows that in 2021, the Shijiazhuang housing provident fund payment base will be the highest at 20,610 yuan and the lowest at 4,122 yuan. In 2020, the Shijiazhuang housing provident fund payment base is the highest of 19,245 yuan and the lowest of 3,849 yuan. Compared with last year, the maximum value of the provident fund payment base was raised by 1,681 yuan, and the lowest value was raised by 273 yuan.
